Take-home pay calculator
Estimate net monthly pay with your own tax, retirement and payroll-deduction rates.
Gross pay to net payCalculate Take-Home Pay and Understand Every Salary Deduction
FROM.MY separates what you earned, what payroll deducted and what reaches your bank, then connects each figure to its source and next decision.
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A fast take-home estimate
Start with monthly gross salary. The quick result uses example rates for tax, retirement and other deductions. Open the full calculator to replace every assumption with values that fit your payslip and jurisdiction.
What a $6,000 salary estimate includes
A useful net-pay result should expose every subtraction and keep employer-funded value separate from money deducted from the employee.
Worked monthly bridge
| Calculation line | Planning amount |
|---|---|
| Gross monthly salary | $6,000 |
| Employee retirement contribution at 5% | $300 |
| Estimated tax withholding at 18% | $1,080 |
| Other payroll deductions | $150 |
| Estimated take-home pay | $4,470 |
| Employer-funded retirement at 4%, not deducted | $240 |
These rates are examples that show the calculation structure. Replace them with current values from your payslip, plan document and local tax guidance.
Why a payslip may show a different amount
- Tax withholding can change with year-to-date pay, filing status, bonuses, arrears and prior tax paid.
- Retirement and social-insurance contributions may use thresholds, ceilings or tables instead of one percentage.
- Benefits, health coverage, garnishments and voluntary deductions can add separate lines.
- Overtime, unpaid leave, taxable allowances and reimbursements can make one month different from ordinary salary.
Use the payslip error checklist to isolate the line that differs, then verify material figures against the applicable record.
Calculate the figure you need
Each tool exposes the formula, editable assumptions and amounts it cannot verify.
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Trace every deduction
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Make the decision
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Reviewed 3 November 2026. All money is shown in dollars. Calculators use visible, adjustable rates instead of guessing a visitor's country, filing status or payroll law. Each result distinguishes a planning estimate from an official payroll or tax calculation.