Estimate Bonus Take-Home Pay After Tax and Deductions
Enter the withholding rate and employee retirement contribution that apply to your bonus. The result separates each deduction from the cash retained, making the estimate easy to compare with payroll guidance.
- Gross bonus
- $10,000
- Estimated tax withholding
- $2,200
- Employee retirement contribution
- $500
- Other deductions
- $0
- Estimated amount retained
- 73.0%
Bonus and supplemental-pay treatment differs by jurisdiction and employer. Enter the rate supplied by payroll or your tax authority.
Estimate cash retained from a bonus
Estimate how much of a cash bonus may remain after adjustable tax withholding and employee retirement contributions.
Use the bonus take-home guide for the full incremental method and the payroll tax withholding guide for payroll differences.
Separate the gross bonus from every entered deduction
Use the applicable bonus tax rate
Supplemental pay can use a different withholding method from ordinary salary.
Confirm contribution treatment
Check whether retirement contributions or fixed payroll deductions apply to the award.
- Bonus waterfall
- Gross bonus minus estimated tax withholding and employee retirement contributions.
- Use this estimate before
- Planning a cash bonus before the payslip and bank credit arrive.
- Payroll must confirm
- Jurisdiction-specific supplemental-pay rules, contribution ceilings and other payroll lines.
Editable bonus deductions
The tool applies the tax-withholding and retirement-contribution rates you enter, then subtracts any other fixed bonus deduction. Each amount remains visible.
Actual supplemental-pay rules can differ from ordinary salary withholding, so obtain the applicable rate before relying on the estimate.
Why the bonus payslip can differ
Payroll may use year-to-date information, contribution ceilings, filing status and a special bonus method. This calculator cannot infer those rules from the dollar symbol.
Wait for the payslip and bank credit before committing the gross award to spending.
Read the complete bonus guide
Separate withholding from final tax
The amount removed from a bonus payment is a cash-flow fact, while final annual tax is a filing result. Preserve the gross award, each deduction line, the net bank credit and the year-to-date payroll totals. Later, reconcile the payment with the annual return or assessment that applies to you. A large withholding amount does not by itself prove that the final liability is the same, and a large bank credit does not make the gross award fully spendable.
Questions about bonus tax, payroll tax withholding and retained cash
Is there one flat bonus tax rate?
No. The estimator measures the extra annual scheduled tax created by the bonus across progressive bands.
Will payroll payroll tax withholding equal this tax estimate?
Not necessarily. Payroll uses the official monthly deduction specification and year-to-date employee information.
Does every cash bonus receive the same retirement plan treatment?
No. Actual contributable wages and the statutory schedule control payroll, so the selected rate is only a planning input.
Plan the award before treating it as spendable money
Compare salary, benefits, employer-funded value, working time and personal employment costs before choosing an offer or raise.